Fractal is an omni-chain fixed yield protocol. Users deposit stablecoins from any chain (EVM for now) and get diversified yield exposure from all chains.
- Yield is fixed.
- Fractal’s yield-bearing vault token USDF is a high performance & composable yield primitive for DeFi.
- Yield is powered by blue-chip DeFi strategies deployed on all source chains, allowing liquidity to be dynamically routed where it is most rewarded.
USDF is minted by depositing USDC into the Fractal master vault. For now, Fractal's master vault is available only on Ethereum Mainnet. Soon, an instance of the vault will be deployed on all chains, giving users the flexibility to mint, bridge and redeem in a completely chain-agnostic manner.
USDF is redeemable for the initial deposit along with accrued interest at all times.
In Fractal v2, USDF depositors will have the ability to make deposits in any stable coin. A small zap fee might be charged to cover the deposit swapping costs. This fee will be a function of the deposit token's liquidity.